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Mastercard Lighthouse FINITIV 2025 Spring Program welcomes 15 forward-looking Nordic and Baltic fintech and fintech-enabler companies

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The Mastercard Lighthouse FINITIV program has launched its 14th round with 15 outstanding fintech and fintech-enabler startups. This spring, the partnership program will focus on Denmark, Norway and the Baltics, with the ambition to stimulate and contribute to the already active and growing startup scene in these countries. Focus areas in the upcoming program include accounting, fraud detection, API-based and insurance solutions to name a few. Mastercard Lighthouse is committed to supporting innovation and partnerships both vertically – with investors, banks and other corporate partners -, and horizontally among the startups and early scaleups that participate in the program.

Meet the Mastercard Lighthouse Spring Class of 2025:

Denmark

  • Kontolink is offering automated accounting for SMEs, with heavy use of AI/ML, multiple data sources and a simplified UI.
  • LENEO is simplifying recurring billing and contract management for B2B businesses.
  • Partisia‘s Fraud Detection Platform enables confidential collaboration between multiple banks by securely bridging them.
  • Tapeeze offers multifunctional and innovative cards through tokenization, not just to banks, but to all businesses.
  • Wolfpack is developing an app to help SMBs get a complete real-time overview and control of their cash flow.

Norway

  • Bislab builds leading automated credit rating and financial crime prevention solutions to the professional market.
  • Digisure helps banks and insurers embed digital insurance, boosting revenue and loyalty without costly in-house development.
  • Front Payment aims to reduce administrative work and streamline complex payment processes.
  • Justify is a legal life management platform for people, embedded into existing and new customer journeys of banks and insurance companies.
  • Mobai offers secure and user-friendly face verification to prevent ID-fraud in the banking and eID-industries.

Baltics

  • Axiology develops DLT market infrastructure for regulated tokenised securities under EU DLT Pilot Regime Regulation.
  • BankingLab is developing a Connector-as-a-Service for financial institutions, a unified, regulation adaptable API.
  • Complok is building a regulatory compliance & risk management platform for financial institutions.
  • Tap2Pay is activating payments for SMBs without coding skills in messengers, social networks and websites.
  • Zwapgrid provides one single powerful API that enables access to SME accounting systems.

The program participants are both enhancing and challenging existing practices, and their solutions cater to the shifting demands and expectations of customers. Mastercard Lighthouse is dedicated to working with these organizations to provide customers, merchants, banks and enterprises with safe and cutting-edge payment solutions. Together, we can build a more open, interconnected, and sustainable financial ecosystem and we are excited to embark on that mission with the Spring Class of 2025.

“The energy and innovation that the fintechs and fintech enablers joining the Spring Class of Mastercard Lighthouse FINITIV are bringing to the table is staggering. It was a very tough decision to select the 15 companies among all the applicants, but we are very excited to start working together with some of the most promising fintechs and fintech-enablers in the region this spring. Through Mastercard Lighthouse FINITIV we are committed to facilitating partnerships and collaborating with these companies to bring new, secure, and innovative payment and other solutions to consumers, merchants, banks and businesses. This is what Mastercard Lighthouse is all about.”

Mats Taraldsson

Head of Fintech and Impact Tech Engagement at Mastercard Northern Europe

 

Mastercard Lighthouse remains one of the most competitive programs of its kind for startups and early scaleups in the Nordic and Baltic region. As part of their applications, each candidate has proposed partnership scenarios with Mastercard and our banking partners. The shortlisted candidates were invited to present their solutions and partnership intentions to the program stakeholders prior to the selection of the final class.

 

“We are very excited to participate in the Lighthouse FINITIV 2025 Spring program. This gives us a unique opportunity to collaborate with some of the most innovative fintech companies in the Nordic and Baltic region. We look forward to exploring new partnerships and developing solutions that will meet the ever-changing needs of our customers. Together with Mastercard Lighthouse, we will contribute to building even more open, interconnected, and sustainable financial ecosystems in the Nordic and Baltic region”

Jonas Naim Pedersen

Innovation & Partnerships at SpareBank1 Østlandet

“Being selected to the Mastercard Lighthouse program is like a quality stamp for a startup. There are so many startups reaching out to the banks and Lighthouse program makes it much easier for us to understand who is relevant. Topics wise the current batch is very diverse, and it will be interesting to meet the teams. In addition to this, we would really appreciate if more female founders applied in the future since that has been a missing link in the past.”

René Thejsen

VP and Group Head of Cards, Consumer Finance & Vendors at Danske Bank

During the Spring Program round, admitted program participants will be able to present their solutions and discuss possible collaboration areas with Mastercard, Danske Bank, Swedbank, SEB, DNB, Resurs Bank and SpareBank 1 Østlandet in a 1-on-1 setting during a series of events and workshops. The program participants will also be introduced to relevant investors from the Mastercard Lighthouse’s Investor Circle, counting 160+ investors covering Europe, the UK and North America. Additionally, the companies will meet growth advisors such as AWS, Fintech Mundi and Invenio Growth. Moreover, the program facilitates meetings with various Mastercard stakeholders, including Marketing and Communication teams for guidance in making their story and messaging clear and enticing, as well as to optimize media exposure during and after the program.

Press Contact:
Karin Strand, Communications • Asia Pacific, Europe, Middle East, and Africa (APEMEA), karin.strand@mastercard.com

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